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Effect Of Lending And Loan Recovery On The Performance Of Microfinance Bank In Enugu State
[A STUDY OF BETHEL MICROFINANCE BANK ENUGU( 2007-2017)] -
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This research is focused on impact of microfinance bank on unemployment in Nigeria. Microfinance provides people with capital to start and/or expand their businesses, as small businesses with microfinance support have grown into medium enterprises creating employment opportunities for others. Survey research design was used to carry out the study.
This study reveals that there is a casual relationship between lending and loan recovery in microfinance banks and there is a significant positive correlation between lending and loan recovery in Nigerian microfinance banks.
It recommends that banks should device appropriate strategies to ensure adequate lending and loan recovery management, since not doing so could spell doom for the banks in terms of profitability.
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LIST OF TABLES - [ Total Page(s): 1 ]LIST OF TABLESTable 4.1 sex Table 4.2 Martial Status of the Respondents Table 4.3 Age bracket of the respondents Table 4.4 Experience Table 4.5 qualifications Table 4.6 position in the organization Table 4.7 L ... Continue reading---
TABLE OF CONTENTS - [ Total Page(s): 1 ] Abstract CHAPTER ONE: INTRODUCTION1.1 Background of the Study 1.2 Statement of the Problem 1.3 Objectives of the Study 1.4 Research Questions 1.5 Statement of Hypothesis � ... Continue reading---
CHAPTER ONE - [ Total Page(s): 2 ]INTRODUCTION1.1 Background of the StudyThe word microfinance is being used very often in development vocabulary today. Although the word is literally comprised of two words: micro and finance which literally mean small credit; the concept of microfinance goes beyond the provision of small credit to the poor. Christen (1997) defines microfinance as 'the means of providing a variety of financial services to the poor based on market-driven and commercial approaches. However microfinance pract ... Continue reading---
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LIST OF TABLES - [ Total Page(s): 1 ]LIST OF TABLESTable 4.1 sex Table 4.2 Martial Status of the Respondents Table 4.3 Age bracket of the respondents Table 4.4 Experience Table 4.5 qualifications Table 4.6 position in the organization Table 4.7 L ... Continue reading---
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