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EFFECT OF DEPOSIT MONEY BANKS CREDIT ON THE PERFORMANCE OF MICRO, SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA
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- Contributor: mr-chris
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- Case No: 506497ip
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ABSRACT - [ Total Page(s): 1 ]Banks are the most important example of a class of institutions called financial intermediaries, firms that extend credit to borrowers using funds raised from savers. However, credit is not an end in itself; it is a means to an end. The ultimate goal is to affect productivity. For both developing and developed countries, micro, small and medium scale enterprises (MSMEs) play important roles in the process of industrialization and economic growth. Thus, this paper set out to empirically evaluate the effect of deposit money banks’ credit on the performance of MSMEs in Nigeria
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CHAPTER ONE - [ Total Page(s): 3 ]In Nigeria, after several years of debt (credit) financing, inadequate capital or lack of it is still believed within state planning circles and even among MSME owners themselves to be a major inhibiting factor for new and growing MSMEs. Specifically, it is argued that inadequate equity capital creates the need for debt financing which the MSMEs are ill-equipped to attract; and determines or influences their initial decisions concerning the acquisition of fixed assets, working capital requirements and even location (Owualah, 2002). To alleviate the shortcomings of the past ... Continue Reading
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ABSRACT - [ Total Page(s): 1 ]Banks are the most important example of a class of institutions called financial intermediaries, firms that extend credit to borrowers using funds raised from savers. However, credit is not an end in itself; it is a means to an end. The ultimate goal is to affect productivity. For both developing and developed countries, micro, small and medium scale enterprises (MSMEs) play important roles in the process of industrialization and economic growth. Thus, this paper set out to empirically evaluate the effect of deposit money banks’ credit on the performance of MSMEs in Nigeria
... Continue Reading
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