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Delivery Of Low Income Housing In Nigeria Prospects And Challenges
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1.4 OBJECTIVE OF THE STUDY
1. To appraise the nature of low income housing delivery in Nigeria
2 To determine the nature of the challenges of low income housing delivery in Nigeria
3 To appraise the prospect of low income housing delivery in Nigeria
1.5 SIGNIFICANCE OF THE STUDY
The
research shall provide an assessment of the challenges and prospect of
low income housing delivery in Nigeria and shall serve as a veritable
source of information on low income housing delivery.
1.6 STATEMENT OF HYPOTHESIS
1 H0 The delivery of low income housing in Nigeria is low
H1 The delivery of low income housing in Nigeria is high
2 H0 The challenges of low income delivery in Nigeria is high
H1 The challenges of low income delivery in Nigeria is low
3 H0 The prospect of low income delivery in Nigeria is low
H1 The prospect of low income delivery in Nigeria is high
1.7 SCOPE OF THE STUDY
The
scope of the study is focused on the assessment of the delivery of low
income housing in Nigeria .It analyzes the challenges and prospect of
the delivery of low income housing in Nigeria.
1.8 DEFINITION OF TERMS
NATIONAL HOUSING FUND DEFINED
The
National Housing Fund (NHF) scheme came into being through an Act of
the National Assembly (Act No.2 of 1992). National Housing Fund provided
that 2.5% of the income of workers be paid to the fund as mandatory
savings.
LOW INCOME EARNERS DEFINED
The Nigerian National Housing
Policy (FGN, 2004) defines the low-income group as all employees and
self-employed persons whose annual income is N100, 000:00 and below
(i.e. the equivalent of salary grade level of 01-06 within the civil
service). Interestingly, the national minimum wage is N44, 000. 00 per
annum. About fifty-seven percent (57%) of the Nigerian population falls
below the poverty line, which is on the average of US$1 per day (Wahab,
2006). In reality, most employees who work outside the public sector or
outside the organized private sector, as well as many self-employed
Nigerians earn well below the national minimum wage.
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ABSRACT - [ Total Page(s): 1 ]The research is an assessment of the delivery of low income housing in Nigeria, it analyzes the prospect and challenges of delivery of low income housing in Nigeria and intends to profer recommendations toward an efficient delivery of low income housing in Nigeria. ... Continue reading---
