-
Significance Of Bank Credit To The Development Of Nigeria Banks
[A CASE STUDY OF UNITED BANK OF AFRICA PLC]
CHAPTER ONE -- [Total Page(s) 2]
Page 2 of 2
-
-
-
1.5 RESEARCH HYPOTHESIS
There is one major hypothesis that forms the root of this study. The findings will lead to acceptance or rejection of this hypothesis.
Ho: There is negative effect on significance of bank credit to the development of Nigeria banks.
Hi: There is positive effect on significance of bank credit to the development of Nigeria banks.
1.6 SIGNIFICANCE OF THE STUDY
The result of the study will be beneficial to different people in different ways. It will be beneficial to stakeholders in development banking industry, management and staff of the development – banking sector where achievement has been minimal.
The study will benefit the public who will understand the role played by development banking and use to apply for micro credit loans. It will be equally beneficiary to investors who applied for medium and long-term loan on how development banking finances capital projects. It will also stimulate new thoughts and ideas on how development banking in Nigeria carries out its activities
Finally, the study forms the basis upon which further research can be activated.
1.7 SCOPE AND LIMITATION OF THE STUDY
There are many deposit money bank and financial institution that grant loan for the development of the nation’s economy.
The researchers intends to carryout research work on the significant of bank credit to the development of Nigeria Bank. Using united Bank for Africa Plc as a case study. However, the research work been limited as to insufficiency of fund.
However, effort has been made to ensure that the above limitation did not lender effective completion and quality of research work.
1.8 DEFINITION OF TERMS
1. RESUCITATE AILING INDUSTRIES: This bank resuscitating ailing industries that can operate competitively in the country economy.
2. LOCAL SOURCE OF FUNDS: This are funds provided to the development bank by the federal government of Nigeria and the central bank of Nigeria.
3. INTERNATIONAL SOURCES OF FUNDS: This is a way by which development bank obtain foreign loans and grants from international agencies.
4. ABSORBTION OF EXCHANGE RISK: The bank provides facilities that will encourage the absorption of exchange risk encountered by funds users in respect of foreign dominated loans.
1.9 ORGANIZATION AND PLAN OF THE STUDY
The research proposal of the topic, significance of bank credit to the development of Nigeria banks.
CHAPTER 1 - Introduction
CHAPTER 2 - Literature review
CHAPTER 3 - Research methodology
CHAPTER 4 - Lending against security
CHAPTER 5 - Summary, conclusion, recommendation
CHAPTER ONE -- [Total Page(s) 2]
Page 2 of 2
-
