• Problem Prospects Of Credit Creation By Nigeria Commercial Banks
    [A CASE STUDY OF WEMA BANK PLC, ILORIN]

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    • ABSTRACT
      This research work is centralized on the problem and prospects of credit creation by Nigeria commercial banks with special reference to Wema bank plc Ilorin it attempts to implore the problem and respects of credit creation by Nigeria commercial bank to achieve maximum creation of credits, the research will be divided into five chapters for easy understanding of the entire work chapter one is termed general introduction which comprises background to the study on how credit creation is established. Chapter two is termed literature review in this chapter we intend to survey the various opinion and view of scholars on the different aspect of the relationship between the management of the commercial banks in Nigeria and their performance. Chapter three is discuss research methodology in this chapter we intend to take a brief of the historical background of the problem and prospects of credit creation and examine the business objectives and at the same time appraises its creation and decision making chapter four is date analysis of data collected for this study both orally and through questionnaire and observation, chapter five is termed summary of finding in this chapter observation were made on opinions of respondents and also suggest recommendations and conclusion were draw in this chapter.
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    • CHAPTER ONE - [ Total Page(s): 3 ]i.    Saving-account: - This is a situation whereby bank small interest for the depositions who are small they make use of cheque book.ii.    .    Current account: - These are account operated by businessmen. The bank does not pay interest on such account but instead charges a normal sum service rendered to its customer,iii.    Fixed or time deposit account:- Saver who do not need money to stipulated period 6 month or two year or more are encourage to keep in fixed deposit account, t ... Continue reading---