• Effect Of E-banking On Bank Profitability
    [A STUDY OF GUARANTY TRUST BANK PLC ENUGU]

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    • ABSRACT - [ Total Page(s): 1 ]This study investigated the Returns on Equity and Returns on Asset of Guaranty Trust Bank following the adoption of E-banking in Nigeria: a study of Guaranty Trust Bank Plc 2014-2017. The main objective of the study is to examine the effect of e-banking on profitability of commercial banks in Nigeria using Guaranty Trust Bank (GTBank) plc as a study. One specific objective is to examine to which extent e-banking influences ROA. Three hypotheses were formulated, three research questions. The rese ... Continue reading---

         

      TABLE OF CONTENTS - [ Total Page(s): 1 ]Cover page                                                                                                  Title page                                                                                                   Declaration page                                  ... Continue reading---

         

      CHAPTER ONE - [ Total Page(s): 3 ]However, researchers have not given much attention to this change caused by internet banking with regard to profitability performance of banks. The changes in industry in Nigeria occasioned by the idea of internet banking has forced Nigerian banks to invest more on assets to meet up with competitive positioning. Since many earnings have been retained to meet up this obligation, shareholders have been denied dividend with the anticipation of fatter future dividend. The banking software which i ... Continue reading---

         

      CHAPTER TWO - [ Total Page(s): 4 ]2.4 Theoretical Framework 2.4.1 Rogers’ Diffusion Theory This ubiquitous innovator and early adopter concepts lie in diffusion theory, of which Everett Rogers is considered to be the founding father. The central assumption of the theory is that the spread of technology innovations follows a normal bell-shaped distribution pattern. In this pattern, the theory differentiates between five adopter segments, for which the theory holds to fix assumptions on their size, profiles and adoption de ... Continue reading---

         

      CHAPTER THREE - [ Total Page(s): 1 ]RESEARCH METHODOLOGY 3.1     Introduction The term methodology is used to describe the activities involved in collecting the required information for this research work. This chapter describes how the study was carried out by showing the methods and procedures used for the research and collection of data for the study. It includes the description of the research design, sources of data, instrument for data collection and data analysis and techniques.  3.2     Research Design ... Continue reading---

         

      CHAPTER FOUR - [ Total Page(s): 1 ]DATA PRESENNTATION AND ANALYSIS 4.1     Data Presentation 4.1.1  Necessary Data for Analyses Year ROE ROA WEB ATM 2014 25.28400942 4.393475 348331 133058 2015 23.25102069 4.140622 1894566 1621722 2016 26.59513795 ... Continue reading---

         

      CHAPTER FIVE - [ Total Page(s): 1 ]SUMMARY OF FINDING, CONCLUSION AND RECOMMENDATION 5.1     Summary of Findings Internet banking has no significant impact on Return on Asset Internet banking has no significant impact on Return on Equity ATM transactions has no significant effect on Return on Equity 5.2     Conclusion This study investigated the returns on equity and returns on assets of Guarantee Trust bank following the adoption of electronic banking in Nigeria. Nigeria is a developing country advan ... Continue reading---