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AN ANALYSIS OF CREDIT MANAGEMENT IN THE BANKING INDUSTRY
[A CASE STUDY OF FIRST BANK OF NIGERIA PLC. ENUGU] -
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ABSRACT - [ Total Page(s): 1 ]Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic growth and development of a country cannot be overemphasized. Despite the important role played by credit in the economy, it is associated with a catalogue of risks. The Nigeria banking industry witnessed some failures prior to the consolidation era due to imp
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CHAPTER ONE - [ Total Page(s): 2 ]1:3 OBJECTIVES OF THE STUDYThe objectives of this study is as follows1. To examine how feasibility study affect loan repayment in the banking industry.2. To highlight the extent in which diversion of bank loans to unprofitable ventures affect loan repayment.3. To examine how distribution of loans affect banks performance if banks give proper attention.1.4 RESEARCH QUESTIONSBank lending is said to be effective if it successfully achieves the banker‟s obligation of maximum liquidity to the depositors. The questions here are1. To what extent does feasibility study affect loan repayment in t ... Continue Reading
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ABSRACT - [ Total Page(s): 1 ]Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic growth and development of a country cannot be overemphasized. Despite the important role played by credit in the economy, it is associated with a catalogue of risks. The Nigeria banking industry witnessed some failures prior to the consolidation era due to imp
... Continue Reading
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