• EFFECT OF CORPORATE GOVERNANCE ON DISCRETIONARY LOAN LOSS PROVISION OF LISTED DEPOSIT MONEY BANKS IN NIGERIA


  • You can get the complete material / full content @ a service support fee of ₦4,500.00(10-USDT) only

    Download This Material Now !!

    • ABSRACT - [ Total Page(s): 1 ]This dissertation explores the relationship between Corporate Governance and discretionary loan loss provisions in Nigerian Deposit Money Banks. The study uses institutional shareholding, managerial ownership, board size, and audit committee size as proxies for Corporate Governance, with discretionary loan loss provision as the dependent variable. The relationship was tested using OLS Multiple Regression over a period of 10 years, from 2007 to 2016, employing a correlational research design. The empirical results indicate that managerial ownership, audit committee size, and institutional share ... Continue Reading

         

      CHAPTER ONE - [ Total Page(s): 1 ] The banking crisis being experienced highlights the unstable nature of banking. Following the failure of Lehman Brothers in September 2008, many banks went bankrupt. Although it all started in the United States, Europe and Africa were affected as well. During 2007-2008, the European banks wrote down a total of $200 billion in bad debts (Haq& Heaney, 2012). At the end of 2007, most of the banks had leveraged up 30 times their equity (Carmassi, Gros&Micossi, 2009). On the other hand, banks and governments are considering about new proposals that will increase the health and soundness of the ba ... Continue Reading