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Evaluation of bank lending practices and credit management in Nigeria
[A CASE STUDY OF FIRST BANK] -
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- Contributor: projectwaka
- engagements: 155
- Case No: 649387pw
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ABSRACT - [ Total Page(s): 1 ]The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and credit management in Nigeria. With the growth in entrepreneurial activities in Nigeria, the demand for bank loans is at the increase. Small and medium scale business owners are constantly looking for business credit to expand their operations and sustain their businesses. This gap between business owners demanding for bank loans and the in-ability of commercial banks to totally remedy the situation is disturbing and needs proper attention from the government
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CHAPTER ONE - [ Total Page(s): 2 ]1.5 SCOPE OF STUDY The research work limit itself to one case-study i.e FIRST BANK PLC. The investigation was conducted at Branch level and annual reports material made available to the researcher.The research focused on lending process before and after disbursement up till final repayments with emphasis on effects, causes and remedies of Bad Debt.The assumption of this research include the following(i) That all Commercial Bank grant facilities to worthy clients with high expectation of 100% repayments of principal plus interests (ii) That all Commercial Banks in Nigeria are governed by same ... Continue Reading
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ABSRACT - [ Total Page(s): 1 ]The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and credit management in Nigeria. With the growth in entrepreneurial activities in Nigeria, the demand for bank loans is at the increase. Small and medium scale business owners are constantly looking for business credit to expand their operations and sustain their businesses. This gap between business owners demanding for bank loans and the in-ability of commercial banks to totally remedy the situation is disturbing and needs proper attention from the government
... Continue Reading
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