-
An Evaluation Of The Impact Of Supervision And Control Of The Central Bank On The Performance Of Commercial Banks
[A CASE STUDY OF ACCESS BANK NIG PLC LAGOS BRANCH]
CHAPTER ONE -- [Total Page(s) 4]
Page 4 of 4
-
-
-
1.4 RESEARCH QUESTIONS The following questions will be addressed in this study
1.
To what extent do the relationship between the current monetary
policies of the CBN and the performance of commercials banks as it
affects granting loans/credit?
2. To what extent do the supervisory and control techniques effectives enough to detect misconduct on time?
3. How can these functions of the CBN have any effect on the liquidity of commercial banks?
4. To what extent do the ongoing reforms by the CBN affect the performance of the commercial banks?
1.5 SIGNIFICANCE OF THE STUDY
The
significance of the study derives its usefulness from many respects.
Firstly, the monetary authorities (CBN) and federal government will find
the study very useful. This is because the study will examine the
various techniques of supervision and control of commercial banks and
identify their deficiencies and constraints. This information will then
enable the government and the CBN to take remedial measures which will
be suggested in this study.
This study will also be useful to the
banking and non banking financial institutions. It will provide
information on why many of them operate and perform dismally under the
CBN supervisory and control functions. This will give these institutions
an understanding of their weakness and the information will enable them
to take corrective actions which again will be suggested in this study.
Again, investors and banking public will appreciate this study
because of the information it contains. The study will enable them to
understand the role of the CBN in ensuring safety of their funds in the
banks and this will help in sustaining their confidence in the banking
industry.
Finally the study will be useful to students who will carry out related studies; it will serve as a relevant material to them.
1.6 SCOPE OF THE STUDY
The
study focuses on the importance of the CBN supervision and control on
the performance of the commercial banks. Thus, its scope covers the need
for supervision and control as well as goals, techniques and effects of
these exercises on commercial banks operations and performances
1.7 LIMITATIONS OF THE STUDY.
The limitations of the study may include.
1.
The difficulty of obtaining primary information from CBN and some
commercial bank staff their uncooperative attitude may adversely affect
primary data collection.
2. Inadequate finance which may pose a
restriction with regards to travelling outside Enugu to include many
more commercial banks for an extensive study. Therefore the study may be
restricted to Enugu metropolis only.
3. The difficulty of combining the research with other academic works in the school.
1.8 DEFINITION OF TERM
1. BOFIA- Bank and other financial institution act
2. NDIC- National deposit insurance corporation.
3. AMCON- Asset management corporation of Nigeria
4. CBN- Central bank of Nigeria.
5. NSE- Nigerian stock exchange.
CHAPTER ONE -- [Total Page(s) 4]
Page 4 of 4
-
-
ABSRACT - [ Total Page(s): 1 ]This research project tends to evaluate the impact of supervision and control of the Central Bank on the performance of commercial banks. Access Bank Nig Plc Lagos Branch was used as the case study. To aid this research both primary and secondary data were collected. The instruments used to collect data are questionnaires and oral interviews. The respondents comprised of male and female from the bank and the population put together is 150 and sample size is 109. The research design used for this ... Continue reading---
