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Financial Management In Co-operative Financing Agency
[A CASE STUDY OF KWARA CO-OPERATIVE FINANCING AGENCY LTD]
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1.5 SCOPE OF THE STUDY
The scope of this study implied to fish out the important of financial management in a self-help financial institution.
The particular apex organization detailed as a case study of Kwara state co-operative financial agency limited in federal ministry of work and housing Ilorin. Kwara state, from the time establishment at 31st December 2001.
The duties and responsibility of the state and management board are steel seen as important is the development co-operative and hence has been in co-operative into these study.
1.6 SIGNIFICANT OF STUDY
The research interested in investigation the problem and what will be the contribution to knowledge of the study if successfully carried out? The researcher should try to justify the attempt to solve the problem in term of time cost and energy. He should be able to state the benefit or importance of the researcher is the researcher beneficial to the nation. Employer school, other researcher or the society in general or the industry an which the researcher is being done.
Any research work that is deficient in terms of benefits to humanity or to the user has left out a significant portion of the study.
As the topic implied on completion of the research work, the outcome will add to the existing literature on-banking and guide for future researcher on the topic. It will also spelt out the importance of e-banking from services delivery and development to banking industry, thereby leading to prompt service delivery to the customer.
1.7 STATEMENT OF THE HYPOTHESIS
Hypothesis is the statement of relationship between variables. In the problem analysis the researcher described or refers to some of the variable that should be investigated because either the relationship between them is not well know often or always has certain consequences. The variables may have some behaviour or characteristics, which are not clear to their investigator.
The general hypothesis to be tested in study is.
Ho: e-banking has no positive impact on Nigeria banks
Hi: e-banking has positive impact on Nigeria banks.
1.8 RESEARCH QUESTIONS
Nworgu (1991) described research question as question posed by the researchers in which answer would be lead to the solution of the problem while in the world Asika (1991) research question serves as a guide to the researcher in his search for answer to the problem being studies. Hence, it should be general enough to give rise to other loser question but should still focus on the major problem of the study.
Example of research question are:
i. What is the relationship between leadership style and job performance.
ii. Why do must male mangers prefer female secretaries
iii. What is relationship between budget and inflationary trend?
CHARACTERISTICS OF USEABLE RESEARCH QUESTION
1. A good research question must cover as many research questions as would be enough for the major issues in the project work. Meanwhile, there is “no rule stipulates the number of questions to be formulated, however the research should not be too small as not include important aspect of the problem, to too large as to result in an unmanageable of research question.
2. Research question must be direct and should focus attention on the major issue of the study.
3. The research question must be related to the problem being investigated and respect important and critical issue of the study.
4. Research question should be formulated in the clear and unambiguous language that could be answered research should try as much as possible to avoid formulation research question in such a way that it will require yes or No.
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ABSRACT - [ Total Page(s): 1 ]ABSTRACT Co-operative financing agency are not different from other type of business with respect to efficient management of their funds they are required to used fund very carefully and Judiciously because their source of funds tend to be limited. The peculiar limitation imposed by co-operative principle make it very difficult for co-operative to obtain sufficient funds from outside e.g. the interest payment must not exceed percentage. As a catalyst co-operative financing agency full toge ... Continue reading---
