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DESIGN OF TWO-FACTOR AUTHENTICATION (PIN AND SMS PASSWORD) FOR AN AUTOMATED TELLER MACHINE (ATM)
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- Contributor: mr-chris
- engagements: 92
- Case No: 126258pw
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ABSRACT - [ Total Page(s): 1 ]Most ATMs employ one means of authentication (single factor authentication) by using the PIN. These kinds of ATMs are vulnerable to ATM frauds like Card Skimming: where a device placed at the slot for the ATM Card copies all the information stored in ATM cards including the PINs and then copies of the original cards will be made, afterwards money will be stolen from the accounts concerned. This work presents the design of ATM software that employs a two factor authentication method that utilises the PIN and a One Time Password (OTP) which will be sent to the client’s mobile phone throug
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CHAPTER ONE - [ Total Page(s): 1 ]CHAPTER ONEINTRODUCTION1.1 Background to the StudyBrief History of the ATMThe concept of self-service in retail banking has evolved through various stages. These stages include cash machines developed in the early 1960s through independent and simultaneous efforts of engineers in Britain, Sweden and Japan. The first of such commercial cash machines was put into use in the UK on the 27th of June 1967 by the Barclays Bank. These and other developments (which were championed by efforts in Asia, Europe and America) gave rise to the automated (automatic) teller machine ( ... Continue Reading
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ABSRACT - [ Total Page(s): 1 ]Most ATMs employ one means of authentication (single factor authentication) by using the PIN. These kinds of ATMs are vulnerable to ATM frauds like Card Skimming: where a device placed at the slot for the ATM Card copies all the information stored in ATM cards including the PINs and then copies of the original cards will be made, afterwards money will be stolen from the accounts concerned. This work presents the design of ATM software that employs a two factor authentication method that utilises the PIN and a One Time Password (OTP) which will be sent to the client’s mobile phone throug
... Continue Reading
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