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The Problem Associated With Rural Housing Finance
[A case study of Alapa town, Ilorin East Asa Local Government Area]
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1.3 AIM AND OBJECTIVES
The aim of this study is to examine the problems associated with rural housing finance in Nigeria. In other to achieve this aim, the following objectives where required.
OBJECTIVE OF THE STUDY
i. To identify the types of housing development within the study area.
ii. To examine the sources of rural housing finance.
iii. To investigate the problem of rural housing finance
1.4 SIGNIFICANCE OF THE STUDY
The relevant of this project is to provide some essential useful information and suggestion to the developer as to the development of rural housing finance in the study area.
This research project will also serve as useful information to the government tactic sensitized the various level of government to rise up to their responsibilities to provide necessary housing facilities, social services within the study area.
It will also be of help for students and researcher for further investigation.
1.5 SCOPE OF THE STUDY
The disciplinary scope of the study is to examine the magnitude of rural housing problem in Nigeria, where the spatial scope is to cover the Alapa Village of Asa Local Government, Kwara State. And the target population are the resident Of Alapa village.
1.6 LIMITATION OF THE STUDY
The smooth execution of this study was hampered by certain constraints.
1. Adequate information: - The information gathered during the research was not totally received from the villagers, the people living in the village seem to be under informed, some question asked about their own town even seem strange to them as they don’t have any idea of what it entails.
2. The time limit with into undertaken that study is another limitation where respondent delay in giving information.
3. Lack of capital or fund to be used in many/various aspects e.g. transportation fees from school to case study and other element that require finance.
1.7 STUDY AREA
HISTORICAL BACKGROUND
The history of Alapa is located at Asa local government of Kwara state, and it was located at kilometers so from Oko-olowo in Ilorin Kwara state to Alapa. The people of Alapa are Yoruba with common ancestor in Oyo ile, there are sub-ethnic group with distinct dialect peculiarities. Alapa was located at the center of Adigbongbon which is surrounded by some villages like Ojugbere, Mondala, Alaaya, Baiko, Sosoki (a well known village to Lamba), Alapa people are predominantly farmer who grow food crops, cash crop and also rearing of livestock. The area is equally blessed with cassava in which they turn it to cassava flour (Elubo) they also move the product to so many places in the state, some houses presently structure unflustered block and also it lack basic facilities and social amenities such as untraced road, apart from the main road, Sewage disposal and other necessary facilities, Alapa was also called MOJA (mat weaving)which the villagers were able to locate in center place to state ONIRE still (mat weaving) in Yoruba language which has never happen before in there villages he welcome Adigbongbon to start ocuce, they now move to a junction where the tree was located and beside there still a small tree which was called KERE and the village was originated from tree called (APA TREE) where people meet in the village and sell market, that is where they generate Alapa village, According to the people in the village they let me know that no one can tampered the tree since then, even when government came for the construction of road during the time of election the Magaji and the villagers did not accept the government to dig the tree that why they couldn’t do it since then (APA) tree was now generated to Alapa tree which is maintain.
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