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MICROFINANCE AND ECONOMIC EMPOWERMENT OF WOMEN
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- Contributor: mr-chris
- engagements: 74
- Case No: 718810ip
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ABSRACT - [ Total Page(s): 1 ]This study examines the impact of microfinance on economic, financial and social empowerment of women micro entrepreneurs in Ikeja, Lagos State. A sample of 50 women micro entrepreneurs were selected in Ikeja some of which include traders, hairdressers, fashion designers, fish farmers and boutique owners. Survey method was employed to obtain a picture of the population. Research data was collected using a 24 item questionnaire in order to measure the empowerment of women micro entrepreneurs and access to capital from microfinance banks. Reliability and validity of the instrument was tested to
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CHAPTER ONE - [ Total Page(s): 4 ]LoansThe MFI use the Grameen model of small groups of 10 in contrast to NGO large groupPayback- 30 - 90 days maturity (which vary a times), payment can be made daily or weeklyCredit Collateral used by Microfinance BanksDue to low degree of registered fixed assets of the target, MFB use alternative sources; Chattel, Inventory, Postdated cheques, shares and GuarantorDebt Recovery AgentThere are times when Microfinance banks have to engage the services of agents to recover loans from customers who are unwilling to pay and these agents charge the bank a certain percentage of the loan.I ... Continue Reading
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ABSRACT - [ Total Page(s): 1 ]This study examines the impact of microfinance on economic, financial and social empowerment of women micro entrepreneurs in Ikeja, Lagos State. A sample of 50 women micro entrepreneurs were selected in Ikeja some of which include traders, hairdressers, fashion designers, fish farmers and boutique owners. Survey method was employed to obtain a picture of the population. Research data was collected using a 24 item questionnaire in order to measure the empowerment of women micro entrepreneurs and access to capital from microfinance banks. Reliability and validity of the instrument was tested to
... Continue Reading
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