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An Analysis Of Cash Deposits – Pattern In Commercial Banks From 1998 To 2007
[A CASE STUDY OF FIDELITY BANK PLC, OWERRI]
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1.4 SCOPE OF THE STUDY
This
study is limited to the cash-deposits made at fidelity bank Plc, Owerri
and it covers a period of ten (10) years from 1998 to 2007.
1.5 LIMITATIONS OF THE STUDY
The
financial or banking sector has been characterized by strict and
uncompromising competition and rivalry. Due to this, basic information
relating to cash-deposits and withdrawal are always treated in strict
confidence. This is one of the set backs or problems encountered in the
course of the data collection from the sector.
Management uneasy
compliance to release the authentic data for the fear of other sister
industries having knowledge of their financial performance and level of
their been patronized by customers since they are in a competitive
environment, contributed a hydra-headed limitation to this research.
1.6 SIGNIFICANCE OF THE STUDY
The
significance of this great effort is to examine the rate of
cash-deposits in the Fidelity Bank Plc, Owerri, it is very relevant to
both management and staff of the company. It is believed that it will
help management and staff to plan effectively for desirable change and
improvement geared towards accessing and revealing the strength and
weakness of the cash-deposits segment of fidelity Bank Plc, Owerri.
1.7 OBJECTIVE OF THE STUDY
To examine the cash-deposits pattern of fidelity bank, which forms the basis for its growth?
To determine the trend of its cash-deposits rate and use it to forecast future estimates.
To deseasonalize the data on cash-deposits recorded from 1998-2007.
To offer suggestions and remedies for improvement on banking.
1.8 DEFINITION OF TERMS
Cash deposit here refers to the action of bank customers putting their money
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ABSRACT - [ Total Page(s): 1 ]The success or failure and effectiveness or ineffectiveness of any banking or financial sector depends on extent of customer’s patronage and the financial resources available to form and procure the required service oriented facilities. In Nigeria, there are lots of problems associated with banking. The problems include in adequate financial capacity, that is weak capital base, lack of sound technical planning, bad implementation of formulated policies linking the banking operations, inad ... Continue reading---
